That of using the mobile to pay for some services and purchases is not a thing of the future. There are already systems that are compatible with what they have called “micropayments”. The phone is fitted with a chip that, when passing near a compatible charging system, accepts the bill, and it is charged to an account previously designated by the user or to the phone bill itself.
To these systems is added one more: PayPal. This collection tool, founded by the creators of eBay to facilitate payments for their transactions, has become one of the most popular systems for money transfers on the Internet (if not the most famous and effective). And now, it intends to extend its usefulness to payments from the telephone. And not only for what is now its usual use (direct purchases through the Internet), but also for transactions in establishments.
This service, which is accessible from any mobile phone that has an Internet connection (through browser entries), is now available, and can be configured from this link.
At the moment, the guys at PayPal do not indicate which services are starting to operate to be able to make payments from the mobile, beyond the basic utility of sending and receiving money.
However, according to eBay officials at its developers conference in California, one of the objectives of this system is to apply as an effective substitute for credit and debit cards.
That is why, as happened at the time with the POS, the success or failure of this mode of payment will be subject to the effectiveness of the eBay guys when it comes to providing merchants and businesses with payment systems through codes that the user can acquire using PayPal on the mobile.
