Surely you have already heard of the mobile payment system. This is a way of paying that makes the phone behave like a credit or debit card. Although it is not a particularly new function (Nokia had already included this technology in terminals of several previous generations), the manufacturers have agreed to relaunch this system during 2011.
The Korean LG is one of those that has immersed itself fully in this field, and has already declared that this year it will use it to launch the service in testing phase (that is, in beta mode) so that it is fully operational in 2012.
As it has reported the French news agency Reuters, vice president of LG, Jin-Yong Kim was quoted as saying that tests on the payment system based on chip NFC (Near Field Communication, or communication by proximity) and have begun after having focused the usefulness of the system on small and medium-sized companies.
Likewise, from the specialized site Unwired View, they would have stated that at least three of the four major LG launches for the first half of the year (the LG Optimus 2X, LG Optimus Black and LG Optimus 3D) would be equipped with the chip that makes it possible this function.
It should be remembered that one of the attractions of the latest version of Google's operating system for smart phones, Android 2.3 Gingerbread, is precisely the native support for using the phone as a cashless payment system. The idea is that the chip identifies the user and serves to establish communication between the user and the establishment where a product or service has been purchased, in the same way that it would be done with a credit or debit card.
The direct source of payment that will be used with the NFC chip has not yet been detailed, although it has been planned that the terminal will be linked to the customer's own phone bill, as well as to the bank account, PayPal or even Google Checkout (in the case of Android terminals)
Other news about… Android, LG, NFC