I can't pay with my xiaomi mobile: so you can fix the nfc

Finally, you have a Xiaomi mobile with an NFC connection to make your payments without having to take out your wallet and then your card. We usually have a long time in our hand, especially when we wait in line to pay for purchases. So why not take advantage of the contingency and place the mobile on the point of sale terminal and not have to be looking for your wallet? It is very comfortable and once you try it you will no longer be able to go back to the old operation. It will seem like something as old-fashioned and outdated as listening to a cassette tape or having a passbook in the bank.

Your turn has finally come and you place your mobile on top of the store's POS. To your surprise, both devices throw an error and, in the end, you are forced to look for the wallet, remove it, withdraw the card and pay like any neighbor's kid. This is not what they promised you! What have we done wrong so that we cannot pay with our mobile? Keep reading because we will tell you everything you must do so that next time you can make your payments with your mobile without any problem using NFC connectivity.

Is your bank compatible with Google Pay

The first thing we have to do is check two very important things:

• Check if your bank is compatible with the Google Pay application
• Otherwise, check if your bank has an application to pay with your mobile

What banks are compatible with the Google Pay service? Among them are the largest in the country such as BBVA, Bankia, Caja Rural, Cajasur, Openbank, Unicaja… but there are also notable absences such as Banco Santander, CaixaBank or ING Direct. In this link you can see the complete list of compatible banks and thus be able to see if you can use Google Pay or you should use your bank's own application. For example, the ING Direct application, within the functions that you can configure on your card, offers mobile payments. Enter your bank's mobile utility and look in its settings or call the customer service phone and ask for this option.

You already have it all. You already know that your bank is compatible or that your bank has, in the application, an adjustment to be able to pay with your mobile correctly. You reach the end of the queue to pay again and, again, an error appears on the mobile. What happens now? Well, you have forgotten to configure the wallet and NFC payments on your Xiaomi mobile. What should I do?

How to correctly configure the NFC payment on your Xiaomi mobile

Steps to follow:

• The first thing we are going to do is enter the settings of our Xiaomi mobile. Next we go to the section 'WiFi and Networks' and, within it, click on '… More'.

• On this screen we make sure to have the NFC switch activated because if we have it off, the mobile payment will never work.
• Next we look at the section 'Position of the security element'. This step is very important for mobile payment to work. It consists of three different options, 'Built-in Secure Element', ' Use HCE Wallet ' and 'Use SIM Wallet'. You must select 'Use HCE Wallet' to be able to pay with your mobile.
• Finally we go to the section ' Touch and pay '. Here we must configure which application we are using to pay, whether Google Pay or our bank's own. In addition, we must choose to always use the default app or replace it when another payment app is open at the time of the transaction.