Table of contents:
- 1. Wallet, your personal spending control
- 2. RadarPrice, price comparison in stores and online
- 3. Check the cheapest fuel from your smartphone
- 4. Kakeibo, the Japanese saving method, on your mobile
- 5. Fintonic, to predict important expenses
Since the smartphone is our main tool on a daily basis and we always carry it with us, we can also make it the perfect ally to learn how to save money, prepare to assume important expenses and even buy in a smarter way, comparing prices of certain products in different supermarkets. We review the five best applications for you to save money from your mobile.
1. Wallet, your personal spending control
Wallet is one of the best known applications to control your income and expenses on a monthly basis and keep a record of your savings, transfers, etc. Almost all the basic functionalities are available with the free version, but you can hire a payment plan to have other options, such as the possibility of managing the movements of several bank accounts at the same time or exporting the monthly reports in PDF format.
One of the main advantages "" and an essential detail at this point "" is that the data is recorded in the cloud, so that if you change your phone or lose it, all the records will be stored and you will recover them just by logging in in the application of the new smartphone.
Every time you have an income or expense, you only have to write down the amount, select the corresponding category (Home, Car, Internet, Eating out, etc.) and write down the payment method (credit card, bank account, cash). Then you can check the balance for each month in all those sections or globally, and analyze where you have spent the most to learn savings lessons the following month.
2. RadarPrice, price comparison in stores and online
If you want to save on grocery shopping or when looking for specific products, RadarPrice is a good option to compare the prices of a certain product. The application works with both barcodes and QR codes, and finds the best prices in both physical stores and online stores.
RadarPrice is available for Android and for iOS.
3. Check the cheapest fuel from your smartphone
In the same way that you compare product prices for your purchases, you also want to always find the fuel at the best price. You can do it with a gasoline and diesel price comparator directly on your mobile.
You can try GasAll for iOS or Gasoline and Diesel Spain for Android.
4. Kakeibo, the Japanese saving method, on your mobile
Kakeibo is a Japanese savings method that is based on the forecast of fixed expenses for each month and on controlling the rest of expenses through specific categories, always in a very visual way so that it is easier to become aware of unnecessary expenses or that they can be reduced to save money each month.
Although many personal finance applications work with this idea of separating the categories, there is still no mobile application that fully adapts the idea of the original Kakeibo method to the smartphone (and that is in Spanish or English). The Papaya Group has announced that it is working on an app and that it will be available soon. You can sign up for their notification list to be notified when Kakeibo is released on Android and iOS.
5. Fintonic, to predict important expenses
Fintonic is another very interesting application to manage expenses and income, and it is available for Android and iOS. Its most outstanding feature is the ability to analyze expenses from different months to predict when it will be time to assume important expenses or what days the collections of certain receipts will pass.