What happens if you make a mistake when making a Bizum: 3 solutions
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You have sent a Bizum but you have the wrong person. If it has happened to you, we will tell you what happens if you make a mistake when doing a Bizum And it is that on these dates, between Christmas gifts, dinners and tickets lottery it is easy to be wrong. That is why we propose 3 solutions for this problem.
The most logical option that comes to mind is to cancel the Bizum. Unfortunately this is impossible, since it is an immediate money sending and receiving service, we cannot cancel the Bizum after sending itTherefore, depending on the degree of contact we have with the other person or how the shipment has been, we must do the following.
Contact whoever you sent it to
The easiest thing is to contact the person to whom we have sent the Bizum If it is a friend, family member or someone with whom we we get along well, we can simply write to you on WhatsApp or call you to reject the Bizum after receiving it. This will stop the money transfer you have made. In the event that this person has ignored the option to reject or accepted the money, it is enough to ask him if he can send us the amount back.
But, what happens if you make a mistake when making a Bizum to a stranger? If you have sent a Bizum to a stranger, also you can contact him. If you do not remember his number, it will be shown in the history of Bizums sent or in the SMS that your bank sends you when each one is sent.Explain the situation to him and, as with an acquaintance, you can ask him to reject the shipment or, if he has already accepted it, to send you the same amount.
Inform your bank
You can also inform your bank Banks are not obliged to act in these cases, but they can help you with the process. Of course, if it is a scam, they will help you. And it is that at Christmas scams abound via Bizum, so we will tell you what to do if this happens.
I have been scammed by Bizum
Unfortunately, it is possible that we have been scammed by Bizum If this happens to you, the first thing to do is check that it is a scam. After confirming that it is, contact the police to report it. During the process, you must inform your bank, which will help you in the investigation.
How to cancel a Bizum
At the beginning of the article we mentioned that we cannot cancel a Bizum. So, if you are wondering how to cancel a sent Bizum, we regret to tell you that it is not possible, since the other person will receive the money instantly. What you can do is cancel a received Bizum.
If you have received a Bizum from a stranger or from someone who sent it to you by mistake, you must reject the money Depending on the entity , you can reject the Bizum or select the return option, so that the money returns to the issuer. Although before returning it, make sure that you should not receive that Bizum or that this person does not owe you money.
Another scenario is that you receive a request from Bizum. These are used to request an exact amount from another person, who must accept the request to send said amount automatically. You can reject Bizum requestsThese will automatically expire 7 days after their formulation, but it is possible to reject them manually from your banking app.
These are all the solutions to what happens if you make a mistake when making a Bizum or receive one by mistake. As you can see, we depend on the goodness of whoever receives it, and this one on ours. For this reason, the best way to avoid mistakes is to pay attention to confirmations during sending. We need to make sure the contact and amount are correct.