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Mobile payments have become widespread little by little since the arrival of Google Pay, Apple Pay or Samsung Pay. And it is really convenient not to leave the house with a wallet, as long as you go to establishments that are compatible with these methods of payment, of course. But what happens when you owe money to a friend or want to buy a gift or pay for a dinner among several? The drama arrives, the "I only have 5 euros", the "I'll pay you" or the tedious transfers. This is where Bizum emerged, in order to facilitate payments from mobile phones, but also payments to friends.Regardless of your bank or complicate things with transfers.
The interesting thing about Bizum is that it is a service that has managed to sneak into the main banks that operate in Spain. And that, for Therefore, it is not necessary to create second accounts, overcome limitations between banking entities, or anything like that. Now, you have to create a user account to start using this service. A process that can vary between some banks and others. Here we tell you how to make them in the main ones of the country.
Bankia
If you have your Bankia account, payment between friends It's easy to activate The good thing is that you don't need to know the account number from other contacts to send them money. It's practically like sending a photo on WhatsApp. Of course, you have to register the service.
It's enough that your mobile is Android or iPhone, a normal smartphone, wow.In addition, you must have installed the Bankia application or its payment app Bankia Wallet Both are free and are available on the Google Play Store or App Store. Within any of them, in the side menu, you have to look for the Bizum section, which in the case of the Bankia app is within Transfers.
Here you just have to activate the service. Thus, the next time you access this section, you will be able to choose the amount you want to send and the contact you want to send it to. As simple as that.
Santander
The process is very simple and similar if you are a Santander bank customer. Again, it is enough to have one of the two applications of this company, either the general one or the one dedicated to mobile payments: Santander WalletHere you have to look for the Bizum section to register with the phone number and Santander account you want.
From that moment it is possible to send money to any contact in the phonebook that has Bizum. No memorizing or entering the other person's bank account.
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BBVA
To use Bizum through BBVA it is also necessary to register for the service. In this case, all you have to do is enter the BBVA application, access the section Perform operation and then choose Bizum.
After indicating the telephone number, the service is operational. Thus, you will only need another person's phone number to send the message. If that other person has Bizum, the transfer is carried out instantly. Otherwise, will receive an SMS to inform them that they have to register for the service in order to receive the transfer or payment.
CaixaBank
The process is repeated for CaixaBanka customers, but in the company's application: CaixaBank Pay. In this case, once again, you have to register with the Bizum service. To do this, you have to open the menu and enter the Send money section. Here is Bizum.
When you have signed up, all you have to do is choose the recipient by phone number and clarify the amount. And ready. The process is similar for customers of Imagin Bank.
Sabadell
If you are a Sabadell customer and want to use Bizum, the registration process is similar. First you must register your telephone number in the service in the application Sabadell Wallet Afterwards, all you have to do is choose the money transfer operation.In this case you can choose between the different Sabadell customer accounts, and then choose the recipient or recipients to whom to send the amount you specify.
As in the rest of the cases, the process has no extra costs and sending money is immediate Just by choosing the contact at that you want to send the payment using your phone number and not your account number. By the way, in addition to sending a payment, it is possible to send a request if that contact is the one who owes us money.
Evo
Bizum is also present in Evo, one of the newest banks in Spain. And this does not mean that you lose options when requesting money or being able to pay it instantly without mediating with accounts from other banks. However, as in the rest of the entities, it is necessary to register as a user when using Bizum.The process is integrated into the Evo Banco Mobile application, both for Android and iPhone. You just have to look for the money transfer function and activate Bizum.
From that moment you can repeat the same path but, this time, to select which recipient and how much money you want to choose. And, as in the rest of the cases, transfer the money instantly.
