Payments between friends come to Facebook Messenger
For months it was known that Facebook was working on the possibility of make payments or send money through their own messaging application And it seems that the topic financial is moving positions with technology beyond physical payments through mobile phones. Now the company of the social network confirms the fact and officially presents the function.Of course, for the moment only in the United States and still not being implemented on all platforms, although it will soon.
This is a function within Facebook Messenger, as a mere feature of this application. Thus, in addition to being able to send messages, stickers, emoticons and photos, the user can also share moneyas quickly and easily as dialing the amount and clicking on the dollar button A very interesting idea with a view to the future to continue expanding the business around from the services of Facebook
The operation of this feature is really simple. So scary. Simply enter the information for the Mastercard or Visa debit card the first time you click on the dollar sign icon.Once done, you can let Facebook store this information so you don't have to repeat the process every time you want to make a payment. Thus, it is enough to press said icon in an individual conversation, dial an amount andconfirm the operation In this way said dollars automatically go to the account of the contact with whom you are speaking. Of course, the money may take between two and three days to reach your account, as happens with transfers.
At the moment this process has set aside the credit cards, according to the company, to avoid possible fraudes In addition, Facebook ensures and guarantees the reliability of the process by independent of the storage of data and the transfer process outside of where it manages its own messaging services.All this with prspecial protection, according to those responsible. In addition, on the user side they offer extra layers of protection through the use of a password or PIN , or using the fingerprint reader of iPhone, the Touch ID.
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The most curious thing is that, for the moment, Facebook does not get any kind of business when carrying out these transfers. This transfer of money is carried out without any type of commission or making the user lose money in any way. According to its Product Manager Steve Davis, Facebook doesn't want to profit from it. So for now, this would just be another useful feature for Facebook Messenger
Its practical applications are quite widespread, allowing to collect money when the purchase of a collective gift, or when you have purchased some ticketsA utility that implies not knowing the account number of other users, just press the dollar sign and send , as if it were a photo or message, the amount of money you want.
This new feature will be available soon via apps for Android, iOS and Windows Phone although only in United States We will have to wait yet enough to see if this type of characteristics ends up landing in Spain.
